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Financing Your Business Links

Basics 

Financing Basics - Small Business Administration -- While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second.

Starting a Business and Obtaining Financing
- Iowa Small Business Development Centers – Answers to nine commonly asked questions.

Financing Basics
 – Business.gov -- How do you plan to finance your business? This is especially important for new enterprises.

Financing Basics 
– Debt vs. Equity – CCH Business Owner’s Toolkit -- Typically, financing is categorized into two fundamental types: debt financing and equity financing.

Getting Financing for Your Business 
- CCH Business Owner’s Toolkit -- The perception that many small business owners have is that financing means taking whatever money you can get; the faster and easier you can get it, the better.

Your Business's Financing Profile
– CCH  Business Owner’s Toolkit -- To assess whether your business can take advantage of any of these financing options, you should begin by realistically evaluating the investment profile and creditworthiness of your enterprise.

Glossary of Financial Terms 
- Campbell R. Harvey’s Hypertextual Finance Glossary.

Raising Capital

Capital Alternatives - Small Business Administration -- There is more than one way and more than one place to raise the money you need.

Raising Capita: How to Get Money for a Small Business – Desmond Wealth Management – In addition to drive, ambition and a great deal of planning, starting and expanding a small business generally requires capital.

Legal Considerations in Raising Capital - Florida Venture Finance Directory -- A general discussion of the legal considerations in raising capital for young and growing companies.

Types of Financing

Business Financing FAQ - NOLO Law for All -- Here are answers to some of your most frequently asked questions about raising money for your small business.

Finance a Business - Lawyers.com --  Businesses are financed in a variety of ways, each of which has advantages and disadvantages.

How to Raise Money for Your Business - Entrepreneur.com – What type of financing is best for your business?

Negotiating Private Lender Credit Terms - Entrepreneur.com -- When working with a private lender vs. a commercial bank, there are different considerations to keep in mind.

Equity vs. Loans

Loans or Equity Investments Compared - NOLO Law for All -- How to choose between getting a loan or selling part of your business to an equity investor.

Raising Money for your Small Business - NOLO Law for All – Here’s the lowdown on whether to borrow money or sell part of your business to an equity investor.

Financing Business Stages

Understanding the Financing Stages - Entrepreneur.com -- From seed to stage to mezzanine, a breakdown of the key financing terms and what they mean to you.

What Stage Are You In? - Entrepreneur.com -- Understand the four stages of your business's development to get the cash you need.

Financing Issues

Small Business Investment Companies - Small Business Administration -- SBICs are public-private partnerships contributing to an environment where America’s entrepreneurs can flourish.

Managing Accounts Payable - Iowa Small Business Development Centers – A five part series on accounts payable.

    Part 1: Developing a Vendor Classification System.

    Part 2: How to Calculate the Cost of a Discount.

    Part 3: Calculating Average Age of Payables.

    Part 4: But is it Ethical to Pay Late?

    Part 5: Examining Common Errors in Management and Reviewing Cost-Effective 
    Strategies that Can Shorten Your Cash Cycle.

Business Incubators - Entrepreneur.com -- Nest in one of these entrepreneurial hotbeds, and you may just be on your way to financing.

Community Development Financial Institutions - Entrepreneur.com -- So you're not "bankable" according to traditional rules—your community may still have resources to help fund your business.







 
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