Business Calculators

Calculators reduce the time and increase the accuracy of making mathematical calculations used in business development. Conversions between Metric and English Units are often used by businesses with an international focus. Storage Capacity for Grains and Forages assists you with computing storage needs.

For more information on this topic, see the links listed below for calculator usage in various business and financial applications.

Loan Calculators

  • Alternative Payment Frequencies – CCH Financial Planning Toolkit -- Use this calculator to determine your payment or loan amount for different payment frequencies.
  • Amortizing Loan Calculator – CCH Financial Planning Toolkit -- Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
  • Loan Comparison Calculator – CCH Financial Planning Toolkit -- Use this calculator to sort through the monthly payments, fees and other costs associated with comparing loan options.
  • Balloon Loan Calculator – CCH Financial Planning Toolkit -- A balloon loan can be an excellent option for many borrowers, use this calculator to see how a balloon loan might work for you.
  • Line of Credit – CCH Financial Planning Toolkit -- How big a line of credit can you receive? Use this calculator to find out!
  • Existing Loan Calculator – CCH Financial Planning Toolkit – Use this calculator to analyze one of your existing loans. Calculate your remaining balance based on the number of monthly payments you have remaining.
  • Line of Credit Payoff – CCH Financial Planning Toolkit -- Use this calculator to see what it will take to payoff your line of credit, and what you can change to meet your repayment goals.
  • Loan and Credit Line Tax Savings – CCH Financial Planning Toolkit -- This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
  • Loan and Credit Line Payments – CCH Financial Planning Toolkit -- This calculator helps determine your loan or line payment.

Mortgage Calculators

  • Mortgage Loan Calculator – CCH Financial Planning Toolkit – Use this calculator to determine your monthly payment and amortization schedule.
  • Mortgage Loan Calculator PITI – CCH Financial Planning Toolkit – Use this calculator to determine your monthly mortgage principal, interest, taxes and insurance payment (PITI) and amortization schedule.
  • Adjustable Rate Mortgage Calculators – CCH Financial Planning Toolkit -- Adjustable rate mortgages can provide attractive interest rates, but your payment is not fixed. This calculator helps you to determine what your adjustable mortgage payments may be.
  • Adjustable Rate Mortgage vs. Fixed Rate Mortgage – CCH Financial Planning Toolkit – A fixed rate mortgage has the same payment for the entire term of the loan. An adjustable rate mortgage (ARM) has a rate that can change, causing your monthly payment to increase or decrease. Use this calculator to compare a fixed rate mortgage to two types of ARMs, a Fully Amortizing ARM and an Interest Only ARM.
  • APR Adjustable Rate Mortgage Calculator – CCH Financial Planning Toolkit -- Use this calculator to find the APR on your adjustable rate mortgage.
  • Mortgage APR Calculator – LawInfo.com -- Use this calculator to find the APR on your mortgage.
  • Mortgage APR Calculator – CCH Financial Planning Toolkit -- Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.
  • Balloon Mortgage – CCH Financial Planning Toolkit -- A balloon mortgage can be an excellent option for many borrowers, use this calculator to see if a balloon mortgage might fit your needs.
  • Interest Only Mortgage Calculator – CCH Financial Planning Toolkit -- Use this calculator to generate an amortization schedule for an interest only mortgage.
  • Fixed Rate Mortgage versus Interest Only Calculator – CCH Financial Planning Toolkit -- A fixed rate mortgage has the same payment for the entire term of the loan. Use this calculator to compare a fixed rate mortgage to Interest Only Mortgage.
  • Mortgage Comparison, 15 vs. 30 years – CCH Financial Planning Toolkit -- Use this calculator to compare these two mortgage terms, and let us help you decide which term is better for you.
  • Mortgage Points – CCH Financial Planning Toolkit -- Save thousands of dollars in interest by increasing your monthly mortgage payment.

Investment Calculators

  • Asset Allocator – CCH Financial Planning Toolkit – Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
  • Investment Loan – CCH Financial Planning Toolkit -- This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
  • Investment Returns – CCH Financial Planning Toolkit -- There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.
  • Compound Interest and Your Savings – CCH Financial Planning Toolkit – This calculator demonstrates how compounding can affect your savings.
  • Investor Offering - Bplans.com - Use this calculator to view both sides of the investment table. See what an investor gets, and what a company gives up all in one easy tool.

Tax Calculators

  • Marginal Tax Calculators – CCH Financial Planning Toolkit -- Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
  • Self-Employment Taxes – CCH Financial Planning Toolkit -- If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.

Time Value of Money Calculators

  • Discounted Cash Flow Calculator - Bplans.com - Analysts use discounted cash flow to explore the "time value of money". Essentially, money today is worth more than the same amount of money tomorrow. This calculator helps you explore this concept.

Email Calculators

  • Email Marketing ROI Calculator - Bplans.com - Use this calculator to determine the ROI (return on investment) for your email campaigns. Based on your marketing campaign results and expected results your ROI will automatically be calculated. Use this tool to test different scenarios and see results.
  • PPC ROI Calculator - Bplans.com - Use this calculator to determine the ROI (return on investment) for your pay per click advertising campaigns. Based on your campaign results and costs your ROI will be calculated for you.
  • Website Conversion Rate Calculator - Bplans.com - This calculator allows you to see the impact improving your website conversion rate has on your total online sales. Enter your visitors and total orders, and you can see what an increase in conversion can do.
  • USChamber.com Weekly – U.S. Chamber of Commerce.