Cash Flow Budgeting Tools

Worksheets and calculators are useful tools for making projections of future cash in-flows and out-flows.

Cash Flow Budget (6 periods), Cash Flow Budget (12 periods), and Cash Flow Budgeting (monitor projections and compare to actual numbers) can be used to estimate a simple cash-flow projection for a project or a small business.  Understanding Cash-Flow provides you with background for using this worksheet.

Cash Flow Budget can be used to prepare a comprehensive cash-flow budget for a value-added farm business.  Cash Flow Budgeting for a Value-Added Farm Business provides you with the background for using this worksheet.

For more information on this topic, see the links listed below for use of additional calculators and worksheets posted on related Web sites.

  • Repayment Capacity Analysis – University of Illinois Extension -- The user can estimate the cash needs required to meet living, debt and investment payments.
  • Quick Cash Flow Projection  – University of Illinois Extension -- Prepares a quarterly cash flow projection and performs sensitivity analysis.
  • Cash Flow Planning - University of Illinois Extension -- Prepares monthly pro-forma cash flows for an operation.
  • Breakeven Analysis - University of Illinois Extension -- Estimates breakeven prices and produces a simple cash flow for a grain farm.
  • Cash Flow Calculator – CCH Financial Planning Toolkit – Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
  • Cash Flow Calculator - Bplans.com - This cash worksheet shows you how business-to-business sales, carrying inventory, and rapid growth can absorb a business' money.
  • Working Capital Needs – CCH Financial Planning Toolkit -- Working capital essential to running your business. This worksheet assists you in determining your working capital needs for the next year.

Links checked July 2014.