Worksheets and calculators are useful tools for interpreting financial data.

Financial Performance Measures
Use this worksheet to compute financial performance measures for your value-added business. Understanding Financial Performance Measures provides you with background for using this worksheet. Interpreting Financial Performance Measures tells you what these measures mean for the financial health of your business.

Five-Year Trend for Financial Measures
Use this worksheet to record financial performance measures over a period of years. This will help you identify financial trends. Understanding Financial Performance Measures provides you with background for using this worksheet. Interpreting Financial Performance Measures tells you what these measures mean for the financial health of your business.

For more information on this topic, see the links listed below of articles posted on related Web sites.

Financial Performance Analysis Tools

• Benchmark Ratio Analysis – University of Illinois Extension -- Provides key ratio calculations and benchmarks for Illinois farms based on Sales, Age, Farm Type, Tenure and All Farms.
• Ratio Calculator – University of Illinois Extension -- Calculates the key financial ratios and provides a financial health index for levels and trends.
• Appraisal of Current Financial Position – University of Illinois Extension -- Evaluates the potential operating loan needs of a farm business by taking a forward look at the business’ income, expenses and cash flow requirements.
• Time Value Tools – University of Illinois Extension -- Computes interest rate factors and solves basic time value of money problems.
• Finance Decision Maker Tools – Cornell University.
• Financial Management and Analysis – Montana State University.
  
• Profit Margin Calculator – CCH Financial Management Toolkit.
• Detailed analysis of the current and future health of your farming business – Online Ag Advisory.
• Commercial Strategic Risk Management; Fiscal Fitness Checkup – Online Ag Advisory.
• Ontario Farm Management Analysis Project
• Financial Ratios – CCH Financial Management Toolkit.
• Financial Ratios – Montana State University.

Financial Statements

• Financial Statements – Montana State University.
• Statement of Owners Equity – Montana State University.