Financing Your Business

Financing your value-added business is a major aspect of business development whether you are starting a new business or expanding an existing business. The first step is to make good Financial Projections for your proposed venture. Your financing plan is an important part of your business plan.

Sources of financing are often difficult to find and even more difficult to convince to provide you with money. So a plan for obtaining financing your business should be carefully thought out. There are many types of debt and equity financing for your value-added business. Options for Financing Value-Added Agricultural Businesses provides a good overview of your alternatives and how they may fit your situation.

For more information on this topic, see the links listed below of articles posted on related Web sites.

  • Financing Basics - Small Business Administration -- While poor management is cited most frequently as the reason businesses fail, inadequate or ill-timed financing is a close second.
  • Starting a Business and Obtaining Financing - SCORE – Answers to nine commonly asked questions.
  • Financing Basics – Debt vs. Equity – CCH Business Owner’s Toolkit -- Typically, financing is categorized into two fundamental types: debt financing and equity financing.
  • Glossary of Financial Terms - Campbell R. Harvey’s Hypertextual Finance Glossary.
Raising Capital
Types of Financing
  • Finance a Business - --  Businesses are financed in a variety of ways, each of which has advantages and disadvantages.
  • Negotiating Private Lender Credit Terms - -- When working with a private lender vs. a commercial bank, there are different considerations to keep in mind.
Equity vs. Loans
Financing Business Stages
  • Understanding the Financing Stages - -- From seed to stage to mezzanine, a breakdown of the key financing terms and what they mean to you.
  • What Stage Are You In? - -- Understand the four stages of your business's development to get the cash you need.
Financing Issues

 Links checked July 2014.